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From the LA Times:
The number of Southern Californians seeking bankruptcy protection nearly doubled in 2008 from 2007 in the U.S. Bankruptcy Court’s seven-county California Central District, by far the biggest increase in the nation.
Read the rest here:
http://www.latimes.com/business/la-fi-cover-bankruptcy28-2009jun28,0,183018.story
From Florida,
Florida’s consumer confidence fell three points in June to 68, possibly because of new and increased state fees for residents,
Click here for the rest:
http://news.ufl.edu/2009/06/30/cc0609/
From NPR…What’s the difference between personal & corporate bankruptcy?
Personal finance expert Michelle Singletary and Syracuse University finance professor Boyce Watkins explain.
Click here to listen to the story:
http://www.npr.org/templates/story/story.php?storyId=104817405
From New Jersey:
So great is the increased demand that the Judicial Conference Committee on the Administration of the Bankruptcy System has asked Congress for additional bankruptcy judgeships to alleviate overcrowded dockets and to assure that the bankruptcy system operates efficiently.
Read the rest here:
http://www.nj.com/news/times/regional/index.ssf?/base/news-17/1245557142262780.xml&coll=5
Welcome To The 43rd Bankruptcy & Debt Carnival!
June 29th 2009
*Posts presented according to subject*
Christina Majaski presents The Stigma of Bankruptcy posted at Miss Bankrupt.
Leave Debt Behind presents How You Can Negotiate Lower Interest Rates on Your Credit Card posted at Leave Debt Behind.
Patrick @ Cash Money Life presents Best Zero Percent Balance Transfer Credit Cards posted at Cash Money Life, saying, “Here are the best 0% balance transfer credit cards to help you save money on interest or make money with credit card arbitrage. Some of these cards offer 12 months @ zero percent interest and no balance transfer fees.”
Richard Martin presents Earn Money Quick posted at Make Money Quick..
The Dough Roller presents What is a Credit Card Balance Transfer - The Dough Roller posted at The Dough Roller, saying, “0% balance transfer offers are becoming harder and harder to find. There still is a 12-month offer, however, and this article describes how to get it.”
David presents Shop Online With a Disposable Credit Card posted at Credit Card Offers IQ, saying, “Discover has launched a service to secure your online shopping.”
RateNerd presents 10 Things You May Not Know About Your Credit Card posted at Rate Nerd, saying, “Unknown to most of us, the credit cards in our wallets offer hidden benefits and secret perks that you may not be aware of, which go well beyond frequent flyer miles. Some special offers are listed in the fine print of your credit card agreement, and many others aren’t public knowledge at all. These insider special offers are only available to customers who know exactly what to ask for and how to negotiate.”
Billeater presents Debt Reduction Strategies posted at Billeater.
kathryn presents Major Banks? Debt Relief Hotlines Revealed! posted at Out of Debt Christian, saying, “To help you make your loans more affordable, we tracked down the direct contact information for the loan modification departments at major U.S. banks”
debt kid presents Could You Live Without Debt? posted at DebtKid.
Barry presents Tips To Pay Your Bills On Time posted at Associate Money.
SpendOnLife.com presents How Can I Raise My Credit Score? posted at SpendOnLife, saying, “In response to so many questions from our readers about how to raise their credit scores, we posted the 5 best ways to improve your credit score.”
Manshu presents The decision to not act posted at OneMint.
BrandonLaughridge presents Microloans in Senegal, Sudan, and now…San Francisco posted at Mortgage Loan Place Blog, saying, “Kiva, a marketplace for interest free small business loans, has recently expanded into the US. Is it fair for entrepreneurs in developing countries to have the new competition?”
Debt Freedom Fighter presents How to Create a Money Management Plan posted at Discover Debt Freedom!.
apply4-credit presents What You Purchase Can Change Your Credit Score posted at Apply4-Credit.
Jack Schmidt presents 10 Ways to Fuel Your Own Economy posted at SectorMatic Money Journal, saying, “SectorMatic Money Journal: Personal Finance - Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It’s for you!”
forex trading system presents How to earn extra money at Home and beat this Recession posted at Money Saving Tips, Consumer Finance, Expert, Advice and Help | Talk Money Blog, saying, “As the recession bites, more and more families are looking to supplement their incomes to compensate for frozen wages, reduced overtime and job losses for one or both income earners. The biggest question most people are looking for is how to earn extra money and what alternatives are there for earning serious money.”
Tushar Mathur presents Can’t Control the Markets? Try controlling the Costs posted at Everything Finance, saying, “As 2008 proved, the financial markets are prone to unpredictable periods of turbulence. That can make investing feel a bit like a roller-coaster ride. The disappointing results that many mutual funds posted in 2008 and at the outset of 2009 may have left you feeling concerned over your financial future. You’re not alone.”
Bank Savings Review presents Ally Bank CD Rates (Updated June, 2009) posted at Bank Savings Review, saying, “Ally Bank’s CD Rates aren’t half bad. If you are into certificates of deposits, give them a serious look.”
Dorian Wales presents The Personal Financier: Personal Finance Management: Budget vs. Net Worth posted at The Personal Financier, saying, “While it may be recommended to manage both a budget and net-worth sometimes focus leads to better results.”
Patrick @ Military Money presents Disabled Veterans to Receive $250 Stimulus Checks posted at Military Finance Network, saying, “Information about who receives the $250 economic recovery check (or stimulus check), including retirees, social security recipients, railroad retirees, and disabled veterans.”
Save Money presents Save Money By Increasing Your FSA Contributions posted at How I Save Money.net.
presents Prevent Identity Theft in 14 Easy Ways posted at Home Life Weekly, saying, “The need to prevent identity theft is something you think only happens to other people. As we know identity theft is a fast growing crime, here are 14 ways to prevent identity theft and protect you identity.”
ABC presents Should I Invest In Dividend Stocks (and what are they?) posted at ABCs of Investing, saying, “An explanation of dividend stocks and why you might want to invest in them.”
Investing School presents Passive Investing Convert posted at Investing School, saying, “Passive investing is really wearing on me!”
Raj Patel presents Lost home, lost job, now what? posted at DebtGoal.
MoneyNing presents Side Hustle, Self Employed, Entrepreneurship posted at Money Ning, saying, “There’s really not many overnight success. Work hard and take it one step at a time!”
Ray @ Financial Highway presents Honeymoon Planning Tips posted at Financial Highway, saying, “It’s wedding and honeymoon planning season, here are some tips to make honeymoon planning easier for you.”
ChristianPF presents 7 free budgeting worksheets posted at Money in the Bible | Christian Personal Finance Blog, saying, “Budgeting is so crucial to being able to climb out of debt. These 7 worksheets will help keep you on track.”
*Get your submissions in EARLY for Next WEEK*
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BankruptcyAccess.com
Chapter 7 & 13 Bankruptcy