Bankruptcy and Debt Carnival #18- Online Now!

Welcome To The 18th Bankruptcy & Debt Carnival!

Jan. 5th, 2009

*Blogs presented according to subject*

Bankruptcy

Michael Bass presents What is a Junk Debt Buyer? posted at Debt Prison, saying, “Often, original creditors are selling debts that were absolved due to bankruptcy or debt settlement. And collection agencies also sell debts in bulk to other collecting companies. Why would anyone buy debt that legally can’t be collected on?”

Credit Cards

Credit Card Assist presents How to Tell Your Credit Card Company You Can’t Pay posted at Credit Cards Blog | CreditCardAssist.com.

apply4-credit presents 5 Secrets the Credit Card Companies Don’t Want You to Know posted at Apply4-Credit.

Credit Shout presents Credit Cards after Bankruptcy posted at CreditShout.

Lazy Man and Money presents Credit Card Bill of Rights Passes posted at Lazy Man and Money.

The Dough Roller presents The Balance Transfer Index™ | How Does Your Card Rank? posted at The Dough Roller, saying, “The proprietary ranking index of balance transfer cards shows what even a 0 APR transfer will cost over 6, 12 and 24 months.”

Tom Tessin presents I Can’t Pay My Credit Cards posted at FSC Blog, saying, “Can’t pay your credit cards today? Get some tips on how to fix that situation.”

apply4-credit presents Tips for Negotiating a Credit Card Payoff posted at Credit Card Applications Expert | Apply4-Credit.com.

Debt

Destroy Debt presents What to Do if You Get Laid Off posted at Destroy Debt.

Debt Freedom Fighter presents Tips for Choosing a Debt Counselor posted at Discover Debt Freedom!.

Nickel presents Checking Out Current Mortgage Refinance Rates posted at fivecentnickel.com.

Kathryn presents The Hole in the Checkbook posted at Out of Debt Christian, saying, “The budget is made, we write down what we spend and we limit our purchases to necessities only. That usually lasts for the first couple of weeks or even a few months before the checkbook springs a leak.”"

Shaun Connell presents What is Money? posted at Financial Planning, saying, “What’s the difference between money and currency? Are they the same? Why do we say we “make” money rather than “get” money? All these questions are answered — what is money?”

Debt Freedom Fighter presents 3 Methods to Discover the Best Company For Credit Card Debt Relief posted at Discover Debt Freedom!.

Deposit Accounts presents Learning to Live on 70% of Your Income posted at The Money Blog.

Debt Free Destiny presents Bankruptcy Has Far Reaching Effects on Your Life posted at Debt Free Destiny.

Raj Patel presents Make Debt Reduction Your 2009 Resolution posted at DebtGoal.

Jessica Karels presents How to Eliminate Your Debt (Without Spending More) posted at Words of the Shadow’s Kin.

Finance

Raymond presents Review Of E*Trade Bank High Interest Savings and Checking Accounts posted at Money Blue Book.

Personal Finance

Investing School presents Adding an Online Savings Account as Part of Your Investment Strategy posted at Investing School, saying, “Even the most aggressive portfolio should have some safe investments!”

Joe Manausa presents REAL ESTATE TRENDS WORTH WATCHING | Tallahassee Real Estate Blog posted at Tallahassee Real Estate Blog, saying, “The MLS is the only source of information that directly ties supply to demand, so I find that it is important to keep an eye on this set of information on a daily basis. The most important information is new listings, new sales, new failures, and new pendings (homes put under contract), and track these as an “average” or trend over time.”

The Smarter Wallet presents 10 Personal Financial Tools and Sites To Help With Your Finances posted at The Smarter Wallet, saying, “Thanks! Happy New Year!”

Investing School presents Not All ETFs are Good Investments posted at Investing School, saying, “Be careful out there and know what you are investing in! Never invest just based on the name!”

Doug Ragan presents How YOU Can Help Save The Economy posted at I’m A Pundit Too, saying, “Who’s going to save us from our failing economy? Do you really think that Congress can save both big business and you at the same time? It is obvious to everyone that the economy is in big time trouble. But what everyone doesn’t understand is how to put it back together. There is much debate about fixing the economy, bank bailouts (thanks Paulson), auto manufacturer bailouts (thanks Bush), freezing foreclosures (thanks Fannie), expansion of government programs that take jobs from the private sector(thanks Obama), the list goes on. One of the interesting things about this very long list is that it mostly seems to be about what the government can do to fix the economy, instead of what the individual can do. The government has a habit of trying to tell business what to do, then trying to prop business up to keep it from failing. This has created problems that won’t be fixed by more of the same. If you really want to talk about “Change” then you need to talk about what individuals can do to put the US economy back on track instead of what the government is going to attempt to do.”

Raymond presents My Stock Market and Real Estate Predictions For Year 2009 posted at Money Blue Book.

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