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Bankruptcy & Foreclosure.

This link…

http://money.cnn.com/2008/07/25/pf/saving/

Answers this question:

3. How does one go about requesting that a bankruptcy and foreclosure be removed from their credit report once seven years has passed?

My question is, does it really happen automatically, or have other people had difficulty getting things like this taken off of their record?

Click here if you need to remove a foreclosure or bankruptcy from your credit report:

http://money.cnn.com/2008/07/25/pf/saving/

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