New Bankruptcy & Debt Carnival #33 – Live Online Now!

Welcome To The 33rd Bankruptcy & Debt Carnival!

April 20th 2009

*Posts presented according to subject*

Credit Cards

Mr Credit Card presents Charity Credit Cards – An Introduction and Survey posted at Ask Mr Credit Card, saying, “A look at the best charity cards on the market”

Silicon Valley Blogger presents American Express Rewards Credit Card Offers A $25 Sign Up Bonus posted at The Digerati Life, saying, “Thanks”

Brandon Rowe presents Credit Cards posted at Bank Rates.

Raj Patel presents In Good Company If Quitting Credit Cards posted at DebtGoal.

Debt

Mike G presents Bar Study Loan?! posted at Money TLD, saying, “Prospective law students quickly get sticker shock when they see their tuition bills. Unfortunately, there are even more expenses on top of that, such as the bar study loan! Did you know that numerous law students take out yet another $15,000 after graduation just to take the bar?”

Brian McKay presents 30 Year Mortgage posted at MonitorBankRates.com, saying, “30 year mortgage rates are at historic lows. One can find rates from most banks under 5 percent.”

Fine Tuned Finances presents Sub-Prime Car Loans Making a Come Back in the Automotive Industry posted at Fine-Tuned Finances.

MoneyNing presents 25 Debt Reduction Tips For Your Immediate Action Plan posted at Money Ning, saying, “There’s no time to waste. Get your act together and fix your debt right away.”

Dan at Everydayfinance presents TeaParties, Debt, Trades and TwitPub posted at Everyday Finance, saying, “This article highlights the national furor over our country’s debt and taxation policies and the tea parties that ensued…followed by ridiculous press coverage.”

Debt Consolidation

Joe E presents What You Need to Know About Consolidating Student Loans posted at Consolidating Student Loans, saying, “Before you jump at the first student loan consolidation offer you see, it’s important to know the basics before you sign on the dotted line. This article will give you a basic run-down of what you need to know before consolidating your student loans.”

Kim Staudenraus presents Is a consolidation loan a good idea? posted at Tranquility Financial Visioning, saying, “Debt Consolidation may only make your debt problem worse. The key is to learn how to manage your money first.”

Finance

The Smarter Wallet presents S & P Index and Crude Oil Market Trends: Next Steps? posted at The Smarter Wallet, saying, “Thanks!”

Rob presents Google PowerMeter posted at Energy Saving Gadgets, saying, “The Google PowerMeter underscores, why a company like Google is head and shoulders above a company like Yahoo! It’s called innovation. Google does it; Yahoo! doesn’t.”

The Dough Roller presents Get Your Green On–13 Energy (and Money) Saving Gadgets posted at The Dough Roller, saying, “The technology that is available today is quite remarkable, and many green gadgets can not only lessen our impact on the environment, but also save money.”

Beno Varghese presents An Average Person?s Tax Dollars posted at Beno Varghese dot-com.

jim presents Understanding FICO Credit Scores posted at Blueprint for Financial Prosperity.

Loans

Jon Heller presents Understanding Consumer Debt Relief posted at Loan Modification Access, saying, “My first carnival! Thanks…”

Personal Finance

debt kid presents Getting a Mortgage After Foreclosure Not So Simple posted at DebtKid.

Debt Freedom Fighter presents Looking for a Way to Repair a Bad Credit Score posted at Discover Debt Freedom!.

American Entrepreneurship presents Tips to Reduce Business Credit Card Debt posted at American Entrepreneurship.

Britannica Blog presents Do Americans Support Capitalism, and Which Capitalism? posted at Britannica Blog, saying, “I’m being asked to participate in a debate on whether America’s economic system should remain capitalist or embrace socialism.”

kathryn presents Free Money from the Government posted at Out of Debt Christian, saying, “The government is offering free money to new home buyers that have not owned a home in the last three years. The American Recovery and Reinvestment Act of 2009 provides up to $8000 in a tax credit to anyone that qualifies for the program. The amount received is determined by the value of the home (10 %) that is purchased.”

Diego Cervantes presents Top 10 Social Networking & Media Sites for Finance & Investing Nerds posted at Bankling.

Clair Schwan presents Basic Financial Goal – a place to start posted at Frugal Living Freedom, saying, “Many people have trouble with finances because they are relatively aimless with respect to money management. Having goals is an important part of getting us pointed in the right direction with our finances. This article encourages the establishment of goals as a good first step for those seeking to be more successful with money management.”

Jack Schmidt presents Here’s the “Naked Truth” About Money posted at SectorMatic Money Journal, saying, “Personal Finance – Everything for the Big Spender on a Budget! Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic Money Site. It’s for you!”

Len Penzo presents My Ten Commandments of Personal Finance posted at Len Penzo . Com.

Dorian Wales presents Learning the financial language will save you money posted at The Personal Financier, saying, “Proficiency in “Financialish” equals money and empowerment”

PFCreditCards presents Cost of Wells Fargo Business Checking vs EverBank posted at PF Credit Cards, saying, “I’m done with Wells Fargo. No fees, high interest rates, same hassle free as traditional banking. EverBank is for me.”

Tallahassee Real Estate presents How To Make An Offer In Today’s Real Estate Market posted at Tallahassee Real Estate Blog, saying, “I was talking with a Tallahassee REALTOR® yesterday and we were discussing an offer he had just made on a foreclosure offering in Tallahassee. We discussed strategy for making an offer to a bank (the home had been foreclosed upon and was for sale by the bank that held the financing on the home) and how the strategy had to be different than when making an offer to a typical homeowner.”

Summer Munyon presents How To Construct A Well-Written Real Estate Offer posted at Really Better Real Estate, saying, “This weekend I received a text from a friend whose Tallahassee home I recently sold. She plans to place an offer on a home in TX this weekend and wanted to know the binder amount that she should place on the home. Literally, the text states that the list price is $350,000. She plans to make an offer of $300,000, and how much binder should she offer? Unfortunately, it’s far more complicated than a numeric reply with the “send” button.”

Barry presents Buying Groceries From Auctions posted at Associate Money.

Patrick @ Military Money presents Free Tax Deadline Extensions for Military Members posted at Military Finance Network, saying, “Military members can file for an extension for filing their taxes – especially if they were deployed to a tax free zone.”

Patrick @ Cash Money Life presents How Much Life Insurance Do You Need? posted at Cash Money Life, saying, “How much life insurance should you buy to replace your income should you pass away.”

Big Cajun Man presents That is so Obvious! posted at Canadian Personal Finance Blog, saying, “Some personal finance seem obvious, but maybe they aren’t?”

Debt Free Destiny presents 7 Basic Reminders to Help You Handle Your Personal Finances Successfully posted at Debt Free Destiny.

Tushar Mathur presents Getting finances in order posted at Everything Finance, saying, “Keeping organized records is a gift to your family and to yourself. It helps ensure that your wishes are followed, that your assets are accounted for, and that your money is available to meet your family’s needs in a timely fashion.”

GrrlScientist presents Land of the Lost Souls: My Life on the Streets posted at Living the Scientific Life, saying, “The homeless are everywhere in New York City. I run across them every day while riding public transit, while walking around the city and while using wireless in the public libraries. After a few conversations with homeless people, I’ve learned that most of them avoid shelters because of the risk of violent crime there. So where do they sleep? Where do they go to get a shower and clean clothes? Are all homeless people either crazy or crackheads? How did these people end up living on the streets in the first place? Don’t they have families and friends? This is my review of a new book by Cadillac Man, who lived on the streets of NYC for 16 years.”

Jim DeSantis presents 3 Reasons That Can Cause Your Family Budget To Fail posted at Free Family Budgeting eBook from On Line Tribune, saying, “Money is the only tool you have to secure your future and the future of your family and to live a good life today. Unless you get spending under control and start treating your household like the goldmine it really is, you are destined to struggle financially for the rest of your life.”

MoneyNing presents Ins and Outs of a Stock Exchange posted at Investing School, saying, “Stock exchanges perform a critical function in the world of trading. Find out what they do by going through the article.”

*Get your submissions in EARLY for Next WEEK*

& SEO links- get free inbound links…

***Click Here For the April 27th Bankuptcy & Debt Carnival!***

***Attention Webmasters & Bloggers: An easy way
to massive traffic