Listen to this:
With a painful one-two punch of the economy and tightening credit markets, bankruptcy is knocking out business and individuals alike.
The article discusses how filing bankruptcy might not wipe away all debts in some cases…the debt might follow the debtor…
Click here for more:
http://www.coloradoan.com/article/20090628/BUSINESS/90626031

What are student loans?
Student loans are generally loans that people take out to finance secondary educations- college & university fees.
So, what is the treatment of student loans in consumer bankruptcy?
Generally speaking, student loans are not dischargable in bankruptcy proceedings outside of extreme hardship.
While student loans are unsecured loans, they are rarely discharged in Chapter 7 [...]

Here’s a good discussion about the effect that bankruptcy should have on debt collectors after a debt has been discharged.
http://www.thebklawyer.com/thebkblog/
It’s even got an embedded YouTube video at the end.
There is a lot of great content on that blog too.
It covers all sorts of different topics related to personal bankruptcy- high quality stuff.