The 48th Bankruptcy & Debt Carnival – Now Online

Welcome To The 48th Bankruptcy & Debt Carnival!

Aug 3rd 2009

*Posts presented according to subject*

Bankruptcy

Banker Saver presents How Safe Is Your Retirement Fund? posted at Banker Saver, saying, “Thanks!”

Finance Tips 101 presents Saving Cash With Coupons ? Three Tips To Keep More of Your Money posted at Finance Tips 101.

oneadvice presents Assets in Bankruptcy posted at One Advice, saying, “Declaring bankruptcy mean you will no longer have control over your assets. Know your right before declaring bankruptcy…”

Tom Drake presents Consumer Bankruptcies In Canada Increased 34% Over Last Year posted at The Canadian Finance Blog, saying, “While there has been a lot of talk in the news about big corporations going bankrupt, the number of consumer bankruptcy filings have been alarmingly higher than last year month after month.”

Credit Cards

CreditCardAssist.com presents What Does Pre-Approved Really Mean? posted at Credit Card Assist.

debt kid presents Paid Off Credit Card Reminder posted at DebtKid.

Patrick @ Cash Money Life presents Using Credit Cards to Rebuild Your Credit Score posted at Cash Money Life, saying, “You can use credit cards to establish or rebuild your credit score – even if you have no credit or a bad credit history.”

The Smarter Wallet presents Credit Monitoring Services To Check Your Credit Report posted at The Smarter Wallet, saying, “Thanks!”

Mr Credit Card presents No Credit Credit Cards for People with No Credit – An Explanation posted at Ask Mr Credit Card.

David presents Fixed Rate Credit Cards are the Latest Casualty of the Credit Card Act of 2009 posted at Credit Card Offers IQ, saying, “With the passage of the Credit Card Act of 2009, many card issuers have stopped offering fixed rate cards in favor of variable rates.”

Master Your Card presents A Step-By-Step Guide to Getting Your (Actually) Free Credit Report without Accidentally Signing Up For Extras: Part One – TransUnion posted at Master Your Card, saying, “Those songs from a certain misleading ad campaign sure are catchy – and I don’t just mean that their melodies are hooky and infectious. The main catch from this supposed freebie website (which shall not be named so as not to introduce any possible confusion with the only FTC authorized vendor of free annual credit reports) is that while the credit report is free, the “credit monitoring” service certainly isn’t.Aand it’s no walk in the park to cancel it either.”

PFCreditCards presents How to Save Money With 0% Balance Transfers posted at PF Credit Cards, saying, “0% balance transfers are a great way to save money.”

Debt

Debt Freedom Fighter presents The Benefits of Debt Reduction posted at Discover Debt Freedom!.

Four Pillars presents Make Home Affordable Refinance Program Changes Eligibility Requirements For Easier Refinancing posted at Quest For Four Pillars, saying, “Making Home Affordable refinance program eases requirements.”

Tom Drake presents Debtors Anonymous | The Canadian Finance Blog posted at The Canadian Finance Blog, saying, “Debtors Anonymous provides meetings to help compulsive debtors stop incurring debt and to help each other take control of their financial life”

The Dough Roller presents How to Get Your Free FICO Credit Score from myFICO.com posted at The Dough Roller, saying, “Here’s how to get your official FICO credit score for free.”

Michael Bass presents Helpful hints for Debt Settlement posted at Debt Prison, saying, “Today a reader asked me how she should go about beginning the debt settlement process with collection agencies and creditors she’s avoided for three years. I thought it would be a good idea to give her a short ‘duty’ list of how to handle talking with bill collectors.”

Damon Day presents Top 5 myths told by Debt Settlement Companies posted at Damon Day, saying, “With thousands of debt settlement companies out there taking advantage of consumers, it is important for consumers to educate themselves on the topic of debt settlement. What it is, how it works, and whether or not it is a viable solution for them. Debt settlement sales people will say whatever they need to say to make a sale and consumers should not rely on them for financial advice.”

Debt Consolidation

Tom Tessin presents What Debt Settlement Companies Don’t Tell You posted at FSC Blog, saying, “Things that the main debt settlement companies don’t tell you.”

Finance

Ray @ Financial Highway presents Canadian Discount Brokerage Review and Comparison for TFSA and RRSP posted at Financial Highway, saying, “Discount Brokers”

Pinyo presents What is a Good Credit Score? posted at Moolanomy, saying, “There’s no hard and fast rule that define what a good credit score is. However, this article helps you better understand the credit scoring system.”

Leon van Zyl presents How to survive this tough economy posted at Business Finder Blog.

Loans

Douglas Manning presents New Rules For Credit Scores: How Will FICO 08 Affect Your Credit? | 0 Credit Cards Guide posted at 0 Credit Cards Guide.com.

Ky presents How to Deal With Providers of Mortgages posted at bad credit mortgages, saying, “When you decide to buy a house for your family and if you are short of own funds to make the all important purchase, you can approach the providers of mortgages who will assess your application based on a number of factors”

Big Larry presents Stupid Ways to Get Cash posted at Out of Debt Christian, saying, “When you are desperate for cash, there is always *someone* willing to lend you money, but of course at a tremendously high price. We reveal the high price of for popular ways to get quick cash and provide more sensible alternatives to each.”

Personal Finance

kathryn presents International Unemployment Rates posted at Out of Debt Christian, saying, “The US unemployment rate hit 9.5% in June, a 26-year high. It’s predicted to go even higher in the coming months. But how does that compare with other countries? Check out this list of International unemployment rates collected by the Central Intelligence Agency. These are countries with higher unemployment rates than the US.”

Deposit Accounts presents Where to Save Your Money During a Recession posted at Deposit Accounts.

Ray Taylor presents Low Credit Score? Here’s How To Raise It.. posted at free credit tips, saying, “wow, really great information”

Jack Schmidt presents The High Cost of Deep Fried Coke posted at SectorMatic Money Journal, saying, “SectorMatic.com – Personal Finance | Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It’s for you!”

Jason presents Bad Credit posted at Finance, Credit, Insurance and all.

Jim presents Ideas to maintain a Food Budget posted at Help for Your Personal Finance.

Jason presents 5 Recession Proof Jobs in the World posted at Personal Finance Budgeting.

Praveen presents Amazon, Best Buy, and Negative Operating Cycle posted at My Simple Trading System.

Investing School presents Compare Online Brokers posted at Investing School, saying, “Online brokers are all pretty awesome but some just stand out above the rest. Here are a few you should look into.”

presents PPO HMO Insurance Differences Explained posted at Home Life Weekly, saying, “This article discusses the differences between PPO HMO insurance differences in simple terms”

Rohit presents 5 personal finance lessons we all should re-learn from the present financial crisis posted at eMoneyLog, saying, “My thoughts on how one can avoid the adverse effects of a recessions by using some of the things they already know.”

Patrick @ Military Money presents How Much Life Insurance Do Military Members Need? posted at Military Finance Network, saying, “Military members may have different life insurance needs than civilians. Here is information regarding how much life insurance military members should buy, and some resources for finding the best life insurance deals.”

Jim DeSantis presents Why Fixing Your FICO Credit Score Should Be Your First Priority! posted at Emotions and Credit at On Line Tribune, saying, “The loan officer said: ‘Sorry, we cannot grant the loan. Your FICO score is just too low.’ FICO? What is a FICO credit rating score? How can I fix it? Repairing your FICO credit report is easier than you imagine, once you know what you need to fix.”

MoneyNing presents 401k Plans and My Contribution posted at Money Ning, saying, “The good and the bad of 401k plans and how you should contribute your retirement savings.”

Manshu presents Save to Win posted at OneMint.

Patrick @ Money Saving Deals presents Free Gamefly Trial posted at Cash Money Life, saying, “GameFly is like the Netflix of video games and offers video game rentals with no late fees and free shipping.”

Mrs Bankrupt presents Sick? No Insurance. No Doctor. You’re screwed. (Part 1) posted at Mrs. Bankrupt.

Jonathan from Debt Loans presents How to Read a Product Disclosure Statement (PDS) | Debt Loans posted at Debt Loans, saying, “When considering purchasing any financial product, consumers will be given a Product Disclosure Statement (PDS) which outlines all the important information about the item the consumer is considering. It is meant to serve as a comparison document, so buyers can look at different options side by side in an easy to read format.”

Jim DeSantis presents These 4 Things Will Help You Fix Your Credit Score and Credit Report! posted at Emotions and Credit at On Line Tribune, saying, “If you suffer from a FICO credit score of less than 660, you definitely need to develop an action plan to fix it. But, before developing your action plan, you must first understand how your credit score is computed. Here are the 4 key areas that make up your score:”

Four Pillars presents 2009 Cash For Clunkers Program – Trade In Your Old Junker For Money posted at Quest For Four Pillars, saying, “A comprehensive look at the new Cash for Clunkers trade-in program.”

ABC presents Risks of Fixed Income Investments (Bonds) posted at ABCs of Investing, saying, “Some factors which can cause bonds to go down in price.”

Dan at Everydayfinance presents Property Tax Discounts and Penalties – Wow! posted at Everyday Finance, saying, “This article looks at the outrageous penalties people pay to prolong a payment by just a month or two – in this case, being property taxes.”

MoneyNing presents TradeMonster Review posted at Money Ning, saying, “Trademonster is part of OptionsMonster and it’s a great way to trade stocks.”

ChristianPF presents Walmart going green? posted at Money in the Bible | Christian Personal Finance Blog, saying, “Apparently Wal-Mart is next on the list of the big companies going “Green”!”

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